Do You Keep Your Promises?

Relationships are built on promises: the promise to love, to care, to secure, to protect, and to provide. This is something that Piolo Pascual, Philippine actor, knows all too well, committed as he is to the promises he has made to his family as a son, a sibling, and a father.

But when financial troubles arise, bringing such promises to life becomes a challenge.

“Like any other person, I want to give my family the best life possible. I am a man of my word, that is why I work hard and seize every opportunity that comes my way,” Piolo said. “But more than just earning money, it’s how you manage your finances that makes a difference. Fortunately, I have the guidance and help of one very special lady: my very own sister, Chiqui Pascual-Gonzales, who also happens to be my Sun Life Advisor.”

According to Piolo, Chiqui has been instrumental in ensuring that his dreams for his family will all come true. “It’s a partnership through and through. With her help, I’ve been able to make it all happen while still pursuing my own passions and advocacies,” he said. Piolo and Chiqui’s story is but one of many in Sun Life Financial, where lifetime partnerships are developed and nurtured through the years. In fact, this has inspired Sun Life’s latest campaign, at the forefront of which is a new TV commercial highlighting Sun Life’s presence in a client’s life throughout the different stages of her life. It represents the many promises that Sun Life has helped bring into fruition for the past 123 years of its existence.

Sun Life hopes that the campaign, as well as Piolo’s own story, will inspire more people to take the same path in their financial journey. “As the longest-standing life insurance company in the Philippines, we have witnessed many promises being fulfilled throughout the years and have served generations of clients. It is an honor for us to serve all our clients and help them secure their future and those of their loved ones” Sun Life Chief Marketing Officer Mylene Lopa said.

“The promises we make to our loved ones are sacred, and Sun Life knows this. That’s why it’s committed to helping its clients achieve their goals, no matter what happens,” Piolo said. “You can’t ask for a better lifetime partner than that!”

About Sun Life Financial

Sun Life Financial Inc. ("SLF Inc.") is a leading international financial services  organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Sun Life Financial has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of December 31, 2017, Sun Life Financial had total assets under management ("AUM") of $975 billion. For more information, please visit Sun Life Financial Inc. trades on the Toronto (TSX), New York (NYSE) and Philippine (PSE) stock exchanges under the ticker symbol SLF. 

Girls Just Wanna Have FUNds

HUSSLE. Fail your way to success. The successful person has failed 10 times more than the unsuccessful one. Don't just be a dream girl. Be a dream, girl!
I used to wonder why money exists and why it is so important. Everyone uses it. We all want it, work for it and think about it. Its uses in our society is so established that many of us will go through our lives without questioning why those pieces of colorful coins and thick, sometimes tattered, papers have value. Why do they exist? While the creation and growth of money seems somewhat intangible, without a doubt, money is the way to get things we like and need. 

I am not here to discuss the theories and evolutions of money. The task of defining those belongs to the people who dedicate themselves to the discipline of economics. I am here to share some input about what to do with your money and where you can put it. I am not an expert financial advisor but I hope you can lear a thing or two based on these. I just think that imparting what I learned and experienced would help.  You see, money is a very important material thing on Earth and having an idea on how to properly grow it, use it and safeguard it is a crucial need everyone of us should be aware. 

How to manage funds without sacrificing the fun?
Saving has always been the advice of almost all the people around us. Well, it is true! My parents fed me the idea and importance of saving at an early stage of my life I think even when I was still in my mother’s womb, lol that could be the reason why I am very keen about my money. 

Saving funds in the bank sounds okay but we have to know that it will not grow abundantly. It will just sit there securely. You can of course save it all you like but you might as well consider investing it. I am currently investing some of my money to SunLife Financial and have attended quite a few talk events about managing funds and growing it.

Last Sunday, together with Cebu’s brightest personalities, I was invited to witness another gathering on how one can pursue his/her passion while also enjoying financial freedom in Let’s Have Some FUNds at the Ayala Center Cebu. Kathrynn Dawn S, an architect and Blind Clothing really inspired me. There were also raffle draws with equivalent awesome prizes including investment starter funds worth Php 5,000 and Ayala Cinema movie tickets.

1. Know the means. You must be good at something. Earn from your core gifts and use them with passion. Get paid by doing what you love and what you are good at. Start young, enlarge your skills, expand your network and don’t limit yourself within your territories. 

2. Be a goal digger. One of the best woman to date is the goal digger. (Raises my hand). She has an overview of what her life would be in the coming years and she is taking steps towards it. it will be difficult. But is that surprising? no. Nothing of great achievement comes easy.

3. Know how to manage. Raising your financial I.Q is very important because as what they say, financial ignorance is more expensive than any designer bag. If you are like me who only knows IT stuff, better get a trusted financial adviser. I currently have one and I usually bombard her with questions. She helped me a lot in areas that seem blurry to me.
Look for true mentors and books, avoid bad debt they way you avoid your ex’s ex, protect yourself adequately, automatically save 20% of your income and invest as early as you can.

4. Identify the discerning things. Do not believe in Madonna’s song, “We are living in a material world and I am a material girl.” – NOT! Know what to and what not to spend on. Live within your means. Period. Differentiate asset from liabilities.
Asset – when you buy things that put money in your pocket.
Liability – when you buy things that put money out of your pocket.
Reward yourself accordingly. Enjoy the fruits of your labor but hit your targets first so that you will spend without the guilt right after walking out the mall.
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.
-Will Rogers

5. Accelerate. Ride something to wealth. Do not be limited with the bank, ride as many vehicles as you can. Earn even while you are sleeping through creating passive income. Since profits are better than wages, make your way to earn exponential income through investing your money with trusted records and reliable financial advisers. You will be amazed on how your money could grow instead of just putting it on the bank. Do not forget to network with people and build bridges.

How about you, what are your own ways of managing your funds while not compromising the fun?

Learning while having fun with Cebu friends.

Let’s Have Some FUNds is presented by Sun Life Financial as part of its celebration of Financial Independence Month this June. After Cebu, the event will also be mounted in Davao and Iloilo. Follow Sun Life (@SunLifePH) on Facebook, Twitter, and Instagram to know more. The event is also supported by BAI TV, Cebu Bloggers Society, Cebu Content Creators and Ayala Center Cebu.

Bioessence: Caring Beyond Beauty

For a young professional like me, I always want to look good because it makes me feel good. From clothing mix and match to trying out hair care tips and following skincare routines, I have known and distinguished things that bring out the best in me and also those that do not work for me. 

I am strictly following a weird skincare routine for a long time now because guess what, it is the only method that works for me and my acne. I had teenage acne before that lasted for years which bothered me a lot. It caused me to try lots of products found in the pharmacies, online stores and even dermatologists’ clinic. Sadly, none of them work until I found the little ninjas that I am using right now. This is not the famous Korean 10-step Skincare Routine nor the Models Routines you see in Youtube. This is more like of a DIY (Do-It-Yourself) that is invented by me and my sister in Taiwan. 

I also visit skin clinics and spas in my current city once in a while to treat myself with relaxing facial treatments, satisfying massage and lots of self-pampering. For the month of June 2018, I visited Bioessence spa in 3rd Level, SM City Cebu. It was such a perfect timing because it was their grand opening and they welcomed me dearly there.

Like any other Filipino event, there was an opening mass participated by the owners, staff, therapists and us – social media influencers. It was followed by holy water blessing, cutting of ribbon and lots of picture taking and then food feast of course.

Holy Water Blessing and Ribbon Cutting

What is Bioessence?

A beauty clinic with 34 branches in the Philippines, Bioessence is a non-invasive skin services center in a relaxing environment. For 23 years of service now, true pampering is the essence of their brand. Experience “me time” here where every pamper session is a journey to wellness, a holiday for the skin and body as well as a rejuvenation for the mind. Their relaxing Spa packages ranging from P999 for Body Massage with Facial, to P2499 that includes a Body Scrub, Body Massage with Facial.

Choose the product that suits you.
Bioessence’s founder, a renowned dermatologist and skin care specialist, Dr. Emma Beleno-Guerrero (Dr. EBG) upholds utmost professionalism in the practice of skin care and wellness and she passes on the same ideals to all her staff and employees who are all well-trained in their respective fields of specialization.

For Skin Wellness, Bioessence’s skin treatments are scientifically proven and have gone through rigorous research and studies to customize procedures with the unique Filipino skin. The treatments are done by licensed skin therapists so clients are assured of safe and effective results.

Shop, shop.

Look at what they gave me.

Services that I availed

I tried their hand paraffin, in-demand Oxygen Intensive Treatment for my face and the stress relieving back massage. They were very relaxing! 

1. Hand paraffin uses melted wax with aromatherapy. The therapist put alcohol
on my hands first, rubbed them nicely then dipped them thrice to the liquid solution. It was very hot but very relaxing as well.

White hands because they are coated with wax. :)
2. Oxygen Intensive Treatment uses Oxygen Ceuticals infused with natural liquid oxygen. It was applied using a metal airbrush tool.  This is good for skin rejuvenation because as we age, our skin becomes less efficient at renewing itself, resulting in slower cellular metabolism, the reduction of collagen and elastin, and the appearance of fine lines and discolorations. The external effects if sun exposure, air pollution, diet, and day-to-day stress can make skin look dull and dry. When skin is deprived of oxygen, it shows. This treatment is to nourish the skin with the much-needed oxygen.

Oxygen Ceuticals
3. Stress Relieving Back Massage was my favorite of all. I chose the soft massage because I usually got black patches on my body if I choose medium or hard massages. Guess what, it was a perfect decision!

This is where the relaxation happens.

The Staff

With Miz, Anj and my fellow influencers

My dress blends with the girls'.

Kami shoofa.

For more questions and reservations, please visit Bioessence at 3rd Level, SM City Cebu, North Reclamation Area, Mabolo, Cebu City
(032) 416-1885.
Message them on Facebook and Instagram.

Summer in Carnaza Island - Day 1

Hello everyone! I am finally back from my break for quite several days from this site. A lot of the great things have been happening in my life and I am thankful for all of those. Wow, I cannot almost believe that it’s May 2018 right now - time moves so fast! It feels like I just wrote my last post yesterday.

For this blog, I will share my great summer escapade with friends in Carnaza Island. A laid back, unruffled and serene place away from the city life and city lights. For those who don’t know about this place, this is turtle-shaped island located in Cebu, Philippines. This is a trending destination circulating around the social media world even until now because of its alluring beauty. Almost everyone wants to visit and experience this place and then there’s me who was able to set my feet and enjoy the magnificence of this place. I’m so grateful.

Going to this paradise is a little tedious because it takes bus, boat and tricycle rides plus the 4-5 hours of sitting and waiting for our rides. When we were on our way towards this island, I almost would want to go home because we were waiting for like forever already. I am a patient kind of person but during this, it was just too much to bear. As they said, patience, patience, more patience. Okay, I took a nap hahaha. (to be continued)

New Nokia Phones

HMD Global Philippines Country Manager Shannon Mead demonstrates the Carl ZEISS optics and Dual-Sight camera features of the Nokia 7 plus to the Cebu media.
HMD Global, the home of Nokia phones, today confirms the arrival of the Nokia 7 plus, Nokia 1, New Nokia 6 and Nokia 8110 4G. First introduced at the Mobile World Congress in February earlier this year, these new Nokia phones will all be available in Cebu by mid-May. Delivering on the promise of durability and reliability that Cebuanos have always expected from a Nokia phone, each new phone sets benchmarks in design and technology with beautiful craftsmanship and rich features.

Shannon Mead, Country Manager of HMD Global Philippines, said: “HMD Global is proud to continue the story of Nokia mobile through the qualities that we first loved such as durability and innovation, designed to suit every need and style. As a key market, we are committed to building and strengthening our presence in Cebu. We are optimistic that with the new generation of Nokia Android smartphones and our classic but highly upgraded feature phone, the Cebuanos will get the best mobile experience across all price points.” 

The flagship hero you can rely on 
Designed to help users create stunning content, the Nokia 7 plus has the screen, power, design and  features that make it a true hero of the Nokia smartphone range. Combining innovative optical hardware and imaging algorithms, the Nokia 7 plus captures moments in photos that are true to life. With its impressive 16MP front-facing camera with ZEISS optics, the Nokia 7 plus adapts to low-light conditions by increasing light sensitivity to guarantee only the best pictures preserve perfect moments. Enhanced Dual-Sight harnesses the front and back cameras simultaneously to capture the ultimate #Bothie while unlimited photo and video uploads to Google Photos ensure all memories are stored for easy sharing with family and friends. 

To enable you to capture and enjoy more content for longer, the Nokia 7 plus is backed by the powerful Qualcomm® Snapdragon™ 660 Mobile Platform. Its large-capacity 3800mAh battery makes sure you won’t have to worry about battery life, even when you are broadcasting your #Bothie
videos live on Facebook or YouTube.
Its gently curved back and slim edges provide a big-screen experience in a comfortable, neat package. The vivid 6-inch 18:9 full-HD+ display makes the Nokia 7 plus perfect for browsing, social media consumption, gaming and entertainment with more content in the same width as a traditional 5.5-inch display device.

The Nokia 7 plus will be available in Black/Copper and White/Copper from April 27 and will retail for PHP 21,990.

Pre-sale of Nokia 7 plus now available through, Argomall, MemoXpress, and on Lazada. You can even avail of 0% interest over 9 months via Home Credit when you apply online through

A 4G smartphone for every Juan
The Nokia 1 is a breakthrough in accessible technology, delivering smartphone essentials with the reassuring quality that can be expected of a Nokia phone and a refreshingly familiar design to fans around the world. Giving more people access to technology, the phone comes with Android Oreo™ (Go edition), a version of Android optimized for devices with 1GB RAM or less. 

The Nokia 1 is designed to be smooth and responsive, with full access to the Google Play™ Store. This means you can find all your favorite apps from WhatsApp, Facebook and Instagram to mobile banking while also highlighting apps that are optimized for Android Oreo™ (Go edition). You can give your Nokia 1 a makeover, thanks to the addition of the ever-popular Xpress-on covers. Available in a range of vibrant colors, these exchangeable covers let you express your personal style by simply pressing on and off in seconds. Each cover is built with the same precision and attention to detail as the phone’s original cover. Inherently colored, the tough two-tone polycarbonate cover is ready to take on everyday knocks and bumps with its durable design. 

The Nokia 1 is now available in Warm Red and Dark Blue for PHP 4,290.

Built to last, award-winning phone just got even better
Building on the success of its predecessor, the new Nokia 6 packs even more powerful performance and great new features in a more compact, durable body. Over 60% faster than its award-winning predecessor, it now offers enhanced Dual-Sight, ZEISS optics, USB-C fast-charging, a more compact
screen-to- body ratio, Nokia spatial audio and pure, secure and up-to- date Android Oreo™. The new Nokia 6 takes the original’s precision craftsmanship to the next level by combining a unibody, made from a solid block of 6000 series aluminium, with an 11-hour two-tone anodising and polishing process. And by uniting a sculpted 2.5D display with damage-resistant Corning® Gorilla® Glass, the New Nokia 6’s compact and refined body is built to last. It runs in Qualcomm® Snapdragon™ 630 Mobile Platform to deliver fast and smooth performance alongside great day-long battery life.

The new Nokia 6 with 4GB RAM / 64 GB ROM configuration in Blue/Gold color blend will be available starting May 14 for PHP 15,990.

Pure, secure and up-to- date Android experience
With a commitment to a pure, secure and up-to- date Android, each smartphone will stay fresh over time with monthly security updates guaranteed and with no unnecessary UI changes or hidden processes eating up battery life or slowing the device down. All these mean you can enjoy your new phone for longer.

By shipping with Android Oreo™ out of the box, you’ll be able to enjoy the latest Android features of the Nokia 7 plus and Nokia 6, including Picture-in- Picture for multitasking, Android Instant Apps to discover and run apps with minimal friction, 60 fantastic new emojis and battery-maximizing
features such as limiting background app use.

Tailored to devices with 1GB RAM or less, the Android Oreo™ (Go edition) in Nokia 1 comes with a new range of apps from Google, designed to run faster while consuming less data. Optimized to be
smooth and fast, these include the Google Go web search app, Google Maps™ Go, YouTube™ Go and Google Assistant for Android (Go edition) to quickly send messages, make calls, set alarms and do more, simply by using your voice. With fewer pre-installed and much lighter apps on Android Oreo™ (Go edition), you get 2x more available storage out of the box.

Coming soon: Nokia 8110 4G
Today, HMD Global also confirms that the newest member of the Originals family, the Nokia 8110 4G will be coming to Cebu in May.